Quick financial power for your business.
Apply for a business loan of up to €500,000 in 5 minutes, paid out within 24 hours.
We are Swishfund
For entrepreneurs, by entrepreneurs
We understand your drive to keep growing your business. That’s why we’re here to provide the right business loan, giving you the confidence to take the next step.
A business loan in 3 steps
Your loan
Feel free to make an online application and let us know how much you want to borrow.
Your company details
Keep your company details handy. We’ll need your Chamber of Commerce number as well as your name and address details.
Your bank details
Through a secure bank connection, you grant one-time permission to link to your bank. Our system will then automatically calculate your eligibility for a business loan.
Swishfund in Numbers
With the efficiency of a fintech and the proactive attitude of our people, we have been offering entrepreneurs in the Netherlands an alternative to bank corporate financing since 2016. We are a certified SME financier and we are proud of that!
financed
businesses
leningen uitgegeven
Trustpilot
We have already helped over 7,000 entrepreneurs.
We are a certified SME financier, and we are proud of it!
We are happy to help you
Do you have questions or need assistance with your business loan application? Our expert team is here to help.
We’re available on weekdays from 9:00 a.m. to 5:30 p.m.
Want to know more?
We only provide to companies that are registered with the Chamber of Commerce (KvK) in the Netherlands with a business bank account. In addition, you must be economically active for at least one year and have a turnover of at least €50,000 in the past year.
Swishfund is a recognized SME financier that has been supporting entrepreneurs in the Netherlands since 2016 with fast and accessible business financing, combining the efficiency of fintech technology with personalized service.
We look at this per situation. We think it is important that you can afford the loan. Swishfund provides loans ranging from €3,000 to €500,000. We can calculate your credit space without obligation and free of charge.
Once your application is completed and reviewed positively, we will deposit the money into your business account within 24 hours.
During the application, you can specify the desired amount, the term and purpose of the loan. In addition, we always ask you to upload a transaction summary of your business bank account in the MT940 file format. You can easily download such an overview from your bank's online environment. After we have calculated your credit space, we will contact you for the next steps. Depending on the size of the request, we need a number of additional documents.
The cost of your loan consists of a one-off closing fee and a monthly interest. The amount of these costs is percentage and therefore depends on the loan amount. The standard closing fee is 2% with a minimum amount of €650. The monthly interest is determined based on your company's risk profile. You will receive a final proposal after reviewing your application. To give you a clear picture of the costs for business loans, we have drawn up two examples, showing the possible costs in a so-called UKO (Uniform Credit Overview). See examples here.
Join our team
Do you want to be part of our ambitious team and help the entrepreneurs of the Netherlands move forward every day? We are a progressive fintech with an SME label and a no-nonsense mentality. We are always looking for go-getters who can strengthen our team. Check out our vacancies, or send an open application.